Financial Policy

Swati Agarwal, DDS

Financial Policy

At our dental practice, we wholeheartedly believe in delivering nothing short of exceptional care to all our patients. We understand that visiting the dentist can be a stressful experience, and we strive to alleviate any financial concerns that may accompany it. As part of our commitment to excellence, we have meticulously designed open and clear financial policies that aim to foster trust and transparency.

As a local dental office, our goal is to build lifelong relationships with all of our patients and their families. That is why we diligently work to create a welcoming and relaxing environment and ensure they benefit from the best dental treatments. Dr. Agarwal and our team look forward to providing care for you and your family and invite you to schedule your appointment by calling (415) 326-0518 today.

Contact us and you will see why our patients say Swati Agarwal, DDS, is the best dentist in San Francisco.


Once our dental team has thoroughly evaluated your unique oral health needs, we will provide you with a comprehensive treatment plan estimate. This detailed outline will highlight the necessary procedures and associated costs to address any concerns identified during the assessment. We understand that navigating dental benefits can be complex, so it is important to note that coverage may vary based on limitations set by your specific benefits provider. Our aim is to ensure transparency by sharing this information upfront, allowing you to make informed decisions about your dental care while considering any financial considerations tied to insurance coverage.


Payment is due at the time of service. We accept cash and various credit cards, including VISA, AMEX, MasterCard, DISCOVER, and Apple Pay, for seamless transactions. Our diverse range of accepted payment methods aims to accommodate different preferences and ensure a hassle-free experience for all our valued patients.


We accept two forms of outside financing: Cherry and CareCredit. These options provide our patients with flexible payment plans to help cover the cost of their treatments. 

  • Cherry offers a seamless financial experience, allowing patients to split their payments into manageable installments over time. With its user-friendly interface, patients can easily set up automatic payments and track their balances. 
  • CareCredit is another excellent financing option we offer, specifically designed for healthcare expenses. Patients can apply online or in our office, and if approved, they can use this credit line exclusively for medical services.


Dr. Agarwal's practice operates on a fee-for-service basis; therefore, we do not directly accept insurance payments. However, we strive for your utmost convenience by offering assistance in filling out insurance claim forms and submitting them on behalf of our patients. This service simplifies the reimbursement process from insurance companies while allowing individuals to focus solely on receiving exceptional care.


Contact Swati Agarwal, DDS, today to take the first step towards achieving a beautiful, healthy smile that will leave you feeling confident and radiant.


500 Sutter St, Suite 615,
San Francisco, CA 94102

Office Hours


TUE - FRI8:00 am - 5:00 pm

SATBy appointments only