Patient Information

Financial Policy

At our dental practice, we wholeheartedly believe in delivering nothing short of exceptional care to all our patients. We understand that visiting the dentist can be a stressful experience, and we strive to alleviate any financial concerns that may accompany it. As part of our commitment to excellence, we have meticulously designed open and clear financial policies that aim to foster trust and transparency.

As a local dental office, our goal is to build lifelong relationships with all of our patients and their families. That is why we diligently work to create a welcoming and relaxing environment and ensure they benefit from the best dental treatments. Dr. Agarwal and our team look forward to providing care for you and your family and invite you to schedule your appointment by calling (415) 326-0518 today.

Contact us and you will see why our patients say Swati Agarwal, DDS, is the best dentist in San Francisco.


Once our dental team has thoroughly evaluated your unique oral health needs, we will provide you with a comprehensive treatment plan estimate. This detailed outline will highlight the necessary procedures and associated costs to address any concerns identified during the assessment. We understand that navigating dental benefits can be complex, so it is important to note that coverage may vary based on limitations set by your specific benefits provider. Our aim is to ensure transparency by sharing this information upfront, allowing you to make informed decisions about your dental care while considering any financial considerations tied to insurance coverage.


Payment is due at the time of service. We accept cash and various credit cards, including VISA, AMEX, MasterCard, DISCOVER, and Apple Pay, for seamless transactions. Our diverse range of accepted payment methods aims to accommodate different preferences and ensure a hassle-free experience for all our valued patients.


We accept two forms of outside financing: Cherry and CareCredit. These options provide our patients with flexible payment plans to help cover the cost of their treatments. 

  • Cherry offers a seamless financial experience, allowing patients to split their payments into manageable installments over time. With its user-friendly interface, patients can easily set up automatic payments and track their balances. 
  • CareCredit is another excellent financing option we offer, specifically designed for healthcare expenses. Patients can apply online or in our office, and if approved, they can use this credit line exclusively for medical services.

Scheduling Policy

We kindly ask for your understanding regarding appointment changes. To ensure we can assist you effectively, we request a notice of at least 48 business hours prior to the scheduled appointment. In the event of a cancellation without this advanced notice, a fee of $100.00 per hour scheduled will be applied without exception.

We appreciate your cooperation and value your time. If you need to make any adjustments to your appointment, please reach out to us as early as possible. Our office hours are Tuesday to Friday from 8:00 AM to 5:00 PM, and we are here to assist you with any concerns or scheduling changes you may have. Thank you for your consideration and cooperation in this matter.


At Swati Agarwal DDS, your well-being is our top priority. Our dedicated team is committed to providing exceptional care, going above and beyond to ensure your health is in good hands. We understand the importance of a seamless financial process, and our experts take care of all insurance paperwork, allowing you to concentrate on what matters most – your overall well-being.

We pride ourselves on creating a supportive and positive experience for every individual we serve. Beyond just medical attention, we are here to guide you through any administrative details, making your healthcare journey as smooth as possible. Trust Swati Agarwal DDS to prioritize your care, leaving you with the peace of mind to focus on a healthier, happier life.


Contact Swati Agarwal, DDS, today to take the first step towards achieving a beautiful, healthy smile that will leave you feeling confident and radiant.

Visit CareCredit

Payment Methods – Check or Cash Accepted

CareCredit is a trusted healthcare financing solution that empowers people to access essential medical and wellness services. With flexible payment plans and more than 240,000 enrolled providers nationwide, CareCredit makes it easy for patients to manage their healthcare expenses. Whether you need dental work, vision care, or even veterinary services for your furry friends, CareCredit offers a convenient way to cover your healthcare costs.

CareCredit es una solución de financiamiento de atención médica de confianza que capacita a las personas para acceder a servicios médicos y de bienestar esenciales. Con planes de pago flexibles y más de 240,000 proveedores inscritos en todo el país, CareCredit facilita que los pacientes administren sus gastos de atención médica. Ya sea que necesite trabajo dental, atención oftalmológica o incluso servicios veterinarios para sus amigos peludos, CareCredit ofrece una manera conveniente de cubrir sus costos de atención médica.

Welcome to
Swati Agarwal, DDS

Swati Agarwal, DDS

What to Expect

The moment you walk into our lobby, one of our friendly team members will be there to greet you. We will collect your contact details and provide you with information about our office and patient privacy. Here is what you will need to fill out:

  • A health questionnaire.
  • A request for insurance information.

Swati Agarwal, DDS

Initial Examination

During your initial exam, which will take about 1.5 hours:

  • We will ask about your oral hygiene and health concerns
  • We will educate you on dental care
  • Our dental hygienist will clean your teeth
  • Dr. Agarwal will examine your mouth and provide treatment recommendations.

Swati Agarwal, DDS

Dental Insurance

We strive to provide you with a hassle-free experience by helping you get the most out of your coverage.

  • We work with selected insurance providers.
  • We will assist you in billing your insurance provider if we are not in network with them. 
  • Call us at (415) 326-0518 for details.

Swati Agarwal, DDS

Financial Policy

Swati Agarwal, DDS, is committed to finding a solution that allows patients to receive necessary dental treatments, whether they have insurance or not.

  • We offer various payment options, including cash, check, financing, and credit cards.
  • Patients are encouraged to call the office for more information.


500 Sutter St, Suite 615,
San Francisco, CA 94102

Office Hours


TUE - FRI8:00 am - 5:00 pm

SATBy appointments only